What is a BUSINESS CASH ADVANCE? A Business Cash Advance provides small business owners with the ability to raise needed capital. We advance Cash by purchasing a pre-determined amount of your business's sales volume sold through your credit card merchant account. Why haven't I heard of this before? Cash Advances or receivables financing as it is referred to in the banking industry has been around since the 1950's. It wasn't until a few years ago that retailers, restaurant owners and service businesses could take advantage of this type of funding. How much can I qualify for? Your average credit card volume will qualify you for $4,000 to $300,000. Higher volume businesses can qualify for a larger limit. How do you determine the size of the business cash advance I qualify for? The amount of receipts purchased is determined by your average credit card volume over a 90-120 day period. How do I repay my Business cash advance? We collect a small percentage of each credit card transaction through your credit card processor. How long will I have to wait to find out if I have been approved for my business cash advance? Pre-Approval is usually obtained within 24-48 hours. Funding usually takes 3-5 days depending on the amount of the transaction and the time it takes to get the necessary documents required to fund. How do I apply for a business cash advance? There are several ways you can apply for a business cash advance. The easiest way is to fill out our Quick Cash Approval Application. You can also call our toll free number 866-411-4006 and speak with a Funding Advisor. How do I contact a representative if I have questions or problems? Our customer service department is available to answer questions or problems during regular business hours Monday - Friday 9:00 to 6:00 EST.